Thank you for choosing Courageous Heart Investments. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.

1. INFORMATION WE COLLECT

We may collect the following types of information:

1.1 Personal Information

• Contact information (name, email address, phone number, mailing address)
• Financial information (investment preferences, account details, transaction history)
• Identity verification information (as required by financial regulations)
• Communications and correspondence with us

1.2 Automatically Collected Information

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent on pages, links clicked)
• Cookies and similar tracking technologies
• Location information (with your consent)

2. HOW WE USE YOUR INFORMATION

We use your information for the following purposes:

• To provide and maintain our services
• To process transactions and manage your account
• To communicate with you about your account, services, and updates
• To respond to your inquiries and provide customer support
• To comply with legal and regulatory requirements
• To prevent fraud and enhance security
• To analyze and improve our services and website
• To provide personalized investment recommendations (with your consent)

3. INFORMATION SHARING AND DISCLOSURE

We may share your information in the following circumstances:

3.1 Service Providers

We may share your information with third-party service providers who help us operate our business and deliver services to you.

3.2 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

3.3 Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

3.4 With Your Consent

We may share your information with other parties with your consent or at your direction.

4. DATA SECURITY

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. YOUR RIGHTS AND CHOICES

Depending on your location, you may have certain rights regarding your personal information, including:

• Access to your personal information
• Correction of inaccurate or incomplete information
• Deletion of your personal information
• Restriction of processing of your personal information
• Data portability
• Objection to processing of your personal information
• Withdrawal of consent

To exercise these rights, please contact us using the information provided in the “Contact Us” section.

6. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies to enhance your experience on our website. You can manage your cookie preferences through your browser settings.

7. CHILDREN’S PRIVACY

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

8. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated Privacy Policy on our website and updating the “Last Updated” date.

9. CONTACT US

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Courageous Heart Investments
Email: sandy@courageousheartbling.com
Phone: +1-678-862-2960

10. CALIFORNIA PRIVACY RIGHTS

California residents may have additional rights regarding their personal information under the California Consumer Privacy Act (CCPA) and other California privacy laws. For more information about these rights and how to exercise them, please contact us using the information provided above.

11. INTERNATIONAL DATA TRANSFERS

Your information may be transferred to and processed in countries other than the country in which you reside. These countries may have different data protection laws than your country of residence. We will take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy and applicable law.

12. RETENTION OF INFORMATION

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

13. THIRD-PARTY LINKS

Our website may contain links to third-party websites, products, or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to read the privacy policies of any third-party websites you visit.

By using our services, you acknowledge that you have read and understood this Privacy Policy.